I really wanted to get credit cards for my kids, but it runs too many risks. They do have their own bank accounts, so when the piggy banks get too full or they receive a generous gift from a grandparent, they can make a trip to the bank to deposit money. I explored getting them debit cards connected to those accounts, but I was worried about fraud and overdrafts. And I considered using a prepaid gift card. Then I heard about Greenlight.